Jim Cardinal NMLS #: 31973 Cell Phone: 518-281-0077 Jim’s clientele includes people with many different backgrounds. His schedule is flexible to accommodate the demanding lives of people today. Jim loves helping first time buyers, easing their worries and fears and helping them get a foot in the door to home ownership. He takes pride in his reputation as an honest, straightforward professional and he knows that you need to hear the truth about your loan—not a lot of hype. With Jim, your questions are listened to and you get straight answers. Jim’s clients know that with him they get a loan officer who generates more than business— Jim generates results. That’s why so many come back for his help again and again, and refer their friends and family to him. Jim not only strives to do the best for his clients, but also goes the extra mile to make sure they get the service. Repeat business is solid evidence of doing things right. Many of Jim’s clients have been clients for a long time, and they return to Jim for all their loan needs. When all is said and done, you’ll look back on your experience with Jim knowing that he gave you the whole picture with none of the details left out.